| UK PDA insurance
and smart mobile phone insurance guide for insuring your electronic
gadgets:
Electronic gizmos are heavily integrated into our busy lives, some are
vital, while others not so vital. If you have a PDA or a smart mobile
phone, unannounced loss, damage or theft can cause many days of
inconvenience. The replacement costs of PDAs and smart mobile phone
devices can be many hundreds and may be thousands of pounds. Many
retailers insist that their insurance policy have many benefits for your
PDA or smart mobile phone. However, there is a choice to have
independent insurance quotation which could potentially have many
benefits than a standard PDA or smart mobile phone insurance policy.
i
PDA Insurance .co.uk provides insurance cover for single items or
multiple items for individuals for business users alike, with a
comprehensive and quality PDA insurance cover, at competitive premium
helping you save money which is particularly of interest in a difficult
economy and the advent of the credit crunch.
If
you are going on a trip abroad, it is prudent to have peace of mind by
having insurance in place for your PDA & smart mobile phones, to remove
any anxiety and risk in the event of loss and damage.
i
PDA Insurance .co.uk has a goal to provide you with insurance protection
for your PDA and smart phones which you use everyday. The insurance
policy will ensure that you are able to get back to normal routine and
business in the minimum amount of time and inconvenience. What’s the
point of insurance, if the claims process goes on for ever and you are
without your PDA device.
This vital PDA device and smart phone gadget insurance has the following
protection benefits:
·
Speedy
claims handling for PDAs and smart mobile phones.
·
Fraudulent calls protection for PDAs and smart mobile
phones.
·
Offers no
claims bonus after 1 or 3 years for PDAs and smart mobile
phones.
·
Automatically extends the units warranty to up to 5 years for PDAs
and smart mobile phones.
·
Covers
against loss as well as theft of mobile phones and other gadgets as a
combined policy.
·
Covers
accidental damage including water damage for PDAs and smart phones. Many
competitor insurers do not cover for water damage. Therefore compare the
policies, so you can appreciate the online insurance cover for PDAs.
i
PDA Insurance .co.uk has a specialised policy to cover expensive gadgets
and gizmos, which can be combined with your PDA device. On average, we
are carrying lots of gadgets i.e. SAT NAVs, PDAs, mobile phones, media
players. Therefore, electronic equipment we cover that can be combined
with PDA insurance are:
·
Mobile phones and
pdas.
·
MP3 and MP4 players.
·
Satellite navigation printable systems (SAT NAV).
·
Portable games players.
·
Media players.
·
Laptops and personal computers.
·
Cameras.
·
Camcorders.
PDAs are fragile
which can be easily stolen and / or become damaged and in general home
insurance ‘all risk’ cover needs to be taken to protect your PDA and
level of cover tends not to be as comprehensive as specialist policies.
Whilst commercial or car insurance policies do not in general insure
such life-style electronic items. Are you protected, can you afford to
replace the loss? When your conventional home insurance policy does
include these PDAs and computers there is an excess to pay and can be
set often too high to make a worthwhile claim. Most, insurance companies
do not specialise in insuring PDAs specifically. Sometimes, it can take
several months to finalise a claim and receive your replacement PDA or
smart phone whilst Super-cover PLC pride themselves on fast claims
processing and replacement of PDA often within 48 hours or repair with a
dedicated service delivery.
Also, when you have
made a claim with your home or business insurance company, the
likelihood is that your premium will increase or loose your no claims
bonus.
Do not become a
victim of theft and follow some useful insurance tips for your PDAs and
GPS mobile phone devices:
·
Best keep
you gadgets out of sight, in your pocket or closed handbag or locked
glove compartment, or boot of your car when in a public place. Use your
common sense, if opportunists don’t see your PDA device, chances are
they will not be tempted. Often most people in fact can even cope with a
loss, but the loss of software data if not backed up can be a loss to
your PDA that can carry a huge loss over and beyond the cost to replace
the PDA alone.
·
Avoid
using your gadgets in isolated dark places.
·
Avoid,
leaving your gadgets and PDAs / smart phone unattended and in view,
especially in your car.
·
Property
marking of your gadgets is also useful measures in the fight against
theft.
In the event of a claim you must:
·
Report
the theft/loss of the gadget to the police within 24 hours of discover.
·
Report
the theft/loss of the PDA to your service provider within 12 hours of
discovery.
·
Notify
Super Cover Insurance Plc as soon as possible, but in any event within
48 hours of discovery.
·
If your
claim relates to a fault with the gadget, your gadget must be provided,
send via Recorded Delivery. If in doubt call support at Super Cover Plc.
Please compare our
PDA insurance policy and you should review the comprehensive policy
features and exclusions. PDA insurance does not depend upon your age,
gender or occupation, and you will not be charged extra. We make the
insurance policy accessible to all whether you are an individual or a
business user.
If you have multiple
gizmos and gadgets, discounts are available for multiple items under one
policy, which can give peace of mind that all your expensive PDAs or
smart phones are covered at a competitive premium as a combined policy
for individuals and family use & small business use 3, 5 or 10 items
plus.
For business /
corporate users we specialise in catering for whole companies insurance
requirements, and also can create specialist schemes for manufacturers
importers and distributors, also catering for own discreet branding,
along with life insurance, Death in Service, income, redundancy, health
protection. We welcome to discuss structured holistic solutions for
business users in specialising in mitigating risk and adding value to
your organisation.
Key PDA &
smart phone insurance benefits:
·
Comprehensive PDA insurance Cover.
·
Theft
insurance cover.
·
Water
damage (compare with other insurers, do they have this benefit).
·
Accidental damage cover.
·
Speedy
Claims Service (Service delivery normally 48 hours).
·
Monthly
policy option, you are not forced to take a 12 month policy. So you can
cancel if need be.
·
Quality
insurance cover for PDAs and smart phone (plus combined policies for all
your gadgets in one policy).
·
Place
your order online on a Secure Server, your personal information is
encrypted & security protected.
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